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The #1 Mistake Business Owners Make With Cash Flow (And How to Fix It)

Writer: Andrea RussellAndrea Russell

The Cash Flow Mystery That’s Draining Your Business


Let’s be honest, running a business can sometimes feel like playing a game of “Where Did My Money Go?”


You start the month feeling good, invoices are going out, payments are coming in, and then—poof—it’s gone. Vanished.



Like your motivation after scrolling social media for too long.


If you’re making sales but still feeling broke, I can almost guarantee you’re making this one major cash flow mistake.


And no, it’s not that you need to work harder, raise your prices overnight, or stop buying lattes (because let’s be real, coffee is a business necessity).


The biggest mistake?


Treating your revenue like a giant pot of money instead of managing it with a system. 


Let’s break down why this is a problem and, more importantly, how to fix it.



  1. Business Owners Spend First and Hope for the Best


Most entrepreneurs follow a simple but flawed formula:


Money comes in → Expenses get paid → Whatever is left over (if anything) goes to you.


This is why so many business owners feel like they’re constantly running on fumes.


The problem isn’t that you aren’t making enough money.



The problem is that your business is eating up all your income before you ever see a dime.

Think of it like this.


If you pour a glass of water into a cup with a hole in the bottom, should you pour more water in, or should you plug the hole?


Right now, most business owners are just trying to pour faster instead of fixing the leak.



2. All the Money Is in One Account (AKA the Black Hole)


Ever log into your bank account and feel like you should probably check it with one eye closed?


Most business owners dump all their revenue into one big account and pay expenses from there. The problem?



When all your money is in one place, it’s too easy to spend.


If you’ve ever thought,


Well, I have money in the bank, so I must be doing okay, only to later realize taxes are due, bills are stacking up, and somehow there’s nothing left for you—you’re not alone.


Without separating your money, you never really know how much belongs to the business, how much belongs to you, and how much is already spoken for.


It’s like throwing all your groceries in one giant bag with no labels and then wondering why your bananas are mashed under the canned goods.


3. No System Means No Financial Control


Not having a cash flow system means you’re making money decisions on the fly. And let’s be honest, no one makes their best decisions in panic mode.


If you’re paying bills when you remember, sending yourself whatever is left at the end of the month, and hoping things will magically work out, you’re operating on financial guesswork—and that’s a dangerous game to play.


A strong business doesn’t run on random decisions.





It runs on a system that ensures:


  • You pay yourself regularly


  • Taxes are covered (no surprises)


  • Expenses are controlled so your business stays profitable


The good news?


You don’t need a finance degree or complicated spreadsheets to fix this.


You just need a simple structure that puts your cash flow on autopilot.


So, How Do You Fix It?


Instead of spending first and hoping there’s something left, you need to create a simple system that organizes your money before it even hits your bank account.


The best way to get started?


Grab my Quick Start Guide where I’ll show you exactly how to set up your cash flow the right way so your business finally works for you.



No more money mysteries. No more hoping for the best.


Just a clear, simple way to manage your cash flow so you always know where your money is going.


Let’s do this.







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